Example 48 ÷ 3

Step 1: divide the tens: 3 will fit into 4 once

Step 2: subtract: 4 - 3 = 1

Step 3: bring down the ones: the 8 in 48 comes down next to 1, making 18

Step 4: divide the ones: 18 ÷ 3 = 6

The final answer (quotient) is 16, from step one and 4 combined