Over 50 percent of the male participants indicate that they have employer paid health benefits while slightly over 40 percent of the female participants indicate such coverage. Consistent with the age demographics of this particular population, almost 30 percent of the participants have Medicare coverage. About 10 percent of participants have some form of insurance co-payment. Results were similar for disability coverage and somewhat lower when life insurance coverage was analyzed.

Chart 6 presents data on the number of individuals who were provided retirement benefits as part of their employment package.

Chart 6

Percentage of Participants with Retirement Benefits

The chart above represents retirement benefits by payee and sex. The chart also reflects the elimination, as a separate group, of the older individuals who had indicated that they had Medicaid and other coverage. This shifted 20 individuals into the “not reported” category. Fairly consistently, about 30 percent of participants had employer-paid retirement benefits with another 20 percent having some type of co-paid retirement coverage. There generally was not a large difference in coverage by gender, although males consistently had slightly higher levels of coverage.